Tim and Change Will Surely Show

For maybe 2 years now, I use credit to pay for stuff 95% of the time.  It’s convenient, it doesn’t take up space, I can easily track my spending, I earn rewards, and since I pay off my balance each month, it doesn’t cost me anything.  I usually carry around a little bit of cash, just in case, but I absolutely hate carrying change.  It’s annoying, it’s dirty, it makes noise, it’s hard to keep track of, and it serves very little purpose.  The worst change of all are Pennies.  1/100th of a dollar.  I’ve read a few proposals to get rid of the penny and I often agree with their arguments.  But this is one I haven’t seen that makes me hate the penny even more.

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